Guest Post Written By: Wendi Iacobello Electricity 1-Lights-Change your light bulbs to energy efficient bulbs. Then, only use lights in the room in which you are sitting. During the day time, open up your blinds or curtains and let in fresh light instead of using electricity. To learn more about the cost savings of energy efficient bulbs, click here. 2-Appliances-Change the way you do laundry to save money. Washing clothes in cold water is cost saving. Make sure your laundry

What are your plans, resolutions or intentions for the new year?  Whatever you decide, make sure it benefits you personally and your goals for the future. Good luck in 2018! May all your endeavors be prosperous! HAPPY NEW YEAR🍾💙💜💚 #Newyear #Family #financial #New #Travel #Cool #Goals #Fun

I love shopping during the holiday season.  My favorite day to shop is Black Friday. I know many disagree because the crowds can sometimes be overwhelming. There are ways to avoid the crowds (at certain stores) and get the items you are looking for. Shopping outside of peak Black Friday hours is a great way to avoid large crowds.  As the years have gone by, Black Friday has made its way to Thanksgiving Thursday. This is mainly because most people are not working on Thanksgivi

Who doesn’t like to relax, party or unwind every now and then? We all do, but at what cost?  There comes a point when we have to realize that some of our extra activities or things we indulge in are costing us our livelihood. Discipline is necessary when breaking or curbing any habit that you enjoy.  I used to smoke cigarettes and drink alcohol years ago.  I bought a carton of Kools cigarettes every two weeks, they were about $40 dollars.  If you add up the cost of the cigare