Who doesn’t like to relax, party or unwind every now and then? We all do, but at what cost?  There comes a point when we have to realize that some of our extra activities or things we indulge in are costing us our livelihood. Discipline is necessary when breaking or curbing any habit that you enjoy.  I used to smoke cigarettes and drink alcohol years ago.  I bought a carton of Kools cigarettes every two weeks, they were about $40 dollars.  If you add up the cost of the cigare

Today, take time to think about what you are spending money on. Do you buy things outside of  paying your bills? You may be surprised to find out  how much extra money you actually have. When you are struggling to make ends meet, buying a $5 dollar Starbucks, a pack of cigarettes, or a bottle of wine can possibly add up to hundreds or even thousands of dollars per year and quite possibly be the reason why you are struggling to begin with, think about it.🤔 Make a short-term g

Emotional stress can negatively contribute to the way you spend and budget money. When I am stressed, I tend to buy fast food everyday. This is definitely not a good financial habit. Is there anything you impulsively spend money on when you’re stressed? Below is a link with a few tips on how to reduce stress. http://www.webmd.com/balance/guide/blissing-out-10-relaxation-techniques-reduce-stress-spot A few things you can do when you’re stressing to avoid impulsively spending m