Guest Post Written By: Wendi Iacobello Electricity 1-Lights-Change your light bulbs to energy efficient bulbs. Then, only use lights in the room in which you are sitting. During the day time, open up your blinds or curtains and let in fresh light instead of using electricity. To learn more about the cost savings of energy efficient bulbs, click here.
2-Appliances-Change the way you do laundry to save money. Washing clothes in cold water is cost saving. Make sure your laundry
Who doesn’t like to relax, party or unwind every now and then? We all do, but at what cost? There comes a point when we have to realize that some of our extra activities or things we indulge in are costing us our livelihood. Discipline is necessary when breaking or curbing any habit that you enjoy. I used to smoke cigarettes and drink alcohol years ago. I bought a carton of Kools cigarettes every two weeks, they were about $40 dollars. If you add up the cost of the cigare
Today, take time to think about what you are spending money on. Do you buy things outside of paying your bills? You may be surprised to find out how much extra money you actually have. When you are struggling to make ends meet, buying a $5 dollar Starbucks, a pack of cigarettes, or a bottle of wine can possibly add up to hundreds or even thousands of dollars per year and quite possibly be the reason why you are struggling to begin with, think about it.🤔 Make a short-term g
Emotional stress can negatively contribute to the way you spend and budget money. When I am stressed, I tend to buy fast food everyday. This is definitely not a good financial habit. Is there anything you impulsively spend money on when you’re stressed? Below is a link with a few tips on how to reduce stress. http://www.webmd.com/balance/guide/blissing-out-10-relaxation-techniques-reduce-stress-spot A few things you can do when you’re stressing to avoid impulsively spending m
Over the years I have learned how to cook budget-friendly meals. This used to be difficult for me. Growing up, my family cooked very large meals, enough to feed an entire brigade of soldiers. When I became an adult and was single, I didn’t have to cook at all if I did not want to. Now that I am married and have children, I am the person responsible for preparing most of the meals my family eats. I have learned over time to make smaller meal portions. I have also learned how
Children should be taught how to be responsible. They learn from things they see. Often, if parents are financially irresponsible, the children will become financially irresponsible. If they are taught the value of money, and how to earn it, they will better understand the responsibility of having and keeping it. Below, I have included a responsibility chart. It is a little different from a normal chore chart, this chart more so helps teach basic responsibility for childr